Points are used to equip your car with your favourite components. They can be obtained by completing match-3 levels.
See Also
Welcome to the grindBuy Cheapest Forza Horizon 5 Credits | U7BUYForza Horizon 4/Forzathon Shop
Livesare needed to play levels. You get an additional life every 30 minutes provided that your life bar isn't already full. You can also buy more lives with gold if you don't want to wait or watch ads for free lives.
Gold is the most valuable resource in the game. You can use it to buy lives, breakers, boosters and additional moves. You can get more gold by completing levels, finishing projects, and purchasing it from the in-game shop.
