Heya! Sharing my experience renewing our vehicle registration at LTO Pasig. It's our first time to do this on our own cos for the past couple of years we just ask our car dealer to deal with this haha. Ultimately I think I don't mind doing this again moving forward cos it's very easy naman pala as long as you have prepared all the requirements before heading to LTO.
For context...
I'm renewing a private vehicle, a 2016 Toyota Vios to be exact, and my dad is the registered owner. I did the renewal at LTO Pasig (inside Ynares Compound, beside Capitol Commons) on a Friday at 3pm. We finished at 5pm. My car is due for registration first week of January, and due to alert level restrictions, the deadline was extended to February. If you want to know when your schedule is, click here.
In thist post I'll talk about...
✔️Requirements and where I got them
✔️Total cost and breakdown
✔️Tips cos I have some haha
Requirements and where I got them
If you go to LTMS Portal here(https://portal.lto.gov.ph/) and navigate to E-Learning > Motor Vehicle Registration, you'll find the list of requirements for private vehicle renewal of registration.
1. Photocopy of OR and CR
2. CTPL Insurance Certificate of Cover
3. MVIR (Motor Vehicle Inspection Report) or CEC (Certificate of Emission Compliance)
4. Registered owner's TIN
First off, you must have registered at LTMS Portal because they will ask for the LTO Client ID. The ORs issued nowadays are generated from a new system which requires you to register to the portal. Instead of getting the usual blue OR, you'll get a printed copy instead (black and white on bond paper).
I'm renewing a car that's registered to my dad so I asked for his LTO Client ID.
1. Photocopy of OR and CR
This one's easy hehe. Just get a copy of your latest OR and CR. OR's are issued yearly after your car's 3rd year because the first 3 years are already covered. Funny though, and I learned this just now, I keep hearing that the first three years of registration is FREE, but turns out you already paid 3x the MVUC upon initial registration with LTO. Check your first OR hehe. So it's not really free, you already paid for it in advance and you probably didn't notice! I know I didn't! Hahaha
So in my case, had my car on 2016 so my 2016, 2017, and 2018 are already covered. I started renewing on 2019.
CRs on the other hand, there's only one copy of this, you don't renew this, and if you're bank financed, the original isn't with you yet. So just photocopy your photocopy hehe.
2. CTPL Insurance Certificate of Cover
It's very easy to get CTPL now that you can do it online. Note that CTPL is different from your comprehensive insurance cover. The C stands for Compulsary so it's required haha.
What are your options?
✔️ If you have GCash, navigate to GInsure and you get a lot of options.
✔️ A Google search will also do you well
✔️ Within the LTO compound there's also usually an insurance office where you can get yours, in case you don't want the trouble of doing everything online
I don't recommend it though because it could be more expensive. Plus you may run into fixers who would offer "assistance" and probably tell you you're not allowed inside cos you're wearing shorts or slippers or whatever. Just be careful. I remember in 2020 our CTPL costed around₱1,000 which I thought was normal, but now upon checking, CTPL for private vehicles only ranges from₱500 to₱600! We've been robbed!
Anyway.
✔️ I got my CTPL from MAPFRE Insurance (https://www.mapfre.com.ph) because it's on the first page when I did a Google search for "instant CTPL online philippines" and it didn't require me to register for an account. I did everything online and paid only₱560.
Their website is pretty slow once you submit the form so just be patient and wait it out. I even ran into an error after payment which was a bummer because I wanted to come to LTO the next day and I don't know when they'll get back to me about this.
I immediately sent an email to teleservice@mapfreinsurance.com.ph requesting for a refund if they can't generate my policy in time. I also messaged them on Facebook and dropped an inquiry through the Contact Form on their website.
Thankfully, they replied immediately in the morning and I was able to get my policy before lunch. They sent a 12-page PDF attachment containing the policy, its details, and the actual COC. In triplicates lol.
You don't have to submit the whole doc. Just look for the page with the Original Confirmation of Cover and print that one.
I wonder what "ORIGINAL" meant with that double quotes hahaha.
Another thing, if your car has comprehensive insurance, make sure you don't already have CTPL cos sometimes it's already included in the policy and you just didn't notice. Or if you're just planning to get one, remind the agent to exclude CTPL (if it's not already) so you don't pay double, or have them adjust the CTPL period of insurance to match your vehicle registration. Personally I'd rather get CTPL separately.
3.MVIR (Motor Vehicle Inspection Report) or CEC (Certificate of Emission Compliance)
Which one should you get?
Around two years ago LTO added a renewal requirement which says all vehicles must pass a multi-point inspection and submit a copy of the passed MVIR upon renewal of registration. They released a list of accredited PMVICs (Private Motor Vehicle Inspection Centers) and each center caters only to specific LTO offices based on its GAOR (Geographic Area of Responsibility) so it's like if you got inspected at a center in Mandaluyong, you can't submit your results to LTO Novaliches (just in case you wanna register there) because they're not in the same area. Something like that.
I remember it was very complicated for us once because we used to let Toyota BGC or Chino Roces handle our registration, but then they required us to get inspected at a PMVIC in Taguig because they process renewals at LTO Makati. So we did that, only to fail the inspection cos our tires were all expired lol, then when we got to fix our tires we had to go back to the same center for retest and hand the results to Toyota for processing. It was such a hassle going back and forth to Taguig argh.
Anyway.
Somehow during the pandemic the MVIR requirement got lifted and they said CEC should suffice at the time. Since then I wasn't sure what was required. When we went to LTO to clarify this requirement, we confirmed that only CEC is required.... so yey?
We were headed to the nearest emission center when some guy at LTO told us the nearest one is already full and you won't make it today so he referred us to AutoTEC along Shaw Blvd saying there's not a lot of people there. I was skeptic at first, but I knew AutoTEC cos it's one of the PMVICs I was checking out when I was looking at the requirements and planning this day haha.
We drove to the place which is just 2km away from LTO Pasig and true enough it's not busy. We were the only customers at that time. That's around 2:30pm. It's not just an emission testing center but a PMVIC. But the multi-point inspection already covers emission testing so LTO accepts this. We paid ₱500 and we were out in 30mins! Yey!
Pretty happy with the service. This center is obviously new. It's spacious and they have an airconditioned customer's lounge. I recommend AutoTEC if you're nearby!
AutoTEC Shaw - Automotive Testing Center, Inc. is located at
No. 564 Shaw Blvd., Brgy. Highway Hills 1550 Mandaluyong, Philippines
They're beside Governor's Palace, there's like a small street there that leads to AutoTEC. There's a big sign with an arrow, you can't miss it. Or just Waze them, we did!
Find them on Facebook:https://www.facebook.com/AutotecShawPH
4. Registered owner's TIN
I just asked my dad, but no one really asked for it in LTO. As you will see in the OR, they just left the TIN field blank.
Pass your papers!!!
After gathering the requirements we drove back to LTO and waited two hours to get processed. Here's everything I submitted, just 4 pages...
There was a long line that afternoon, maybe because it's Friday, and also because they extended the deadline of January renewals to February, so we're kinda expecting this.
Total cost and breakdown
After two hours of waiting I paid ₱1,710 and went out with my 2022 OR.
Let's break it down...
✔️ CTPL - ₱560.00
✔️ MVIR - ₱500.00
✔️ On Official Receipt - ₱1,710.00
• MVUC - ₱1,600.00
• Change Venue Fee - ₱100.00
• Legal Research Fee - ₱10.00
✔️ TOTAL - ₱2,770.00
That's it! You only get a printed copy of your OR and nothing else. No sticker and RFID.
Tips cos I have some haha
Okay! If I'm doing this again I need some tips! So here's what I gathered...
• You can actually renew 1 month in advance which I think works for me because December is pretty lean for government offices... I guess??!
• Start with CTPL because it's the easiest to acquire
• I think it's best to get checked at PMVICs just to be sure because it already has emission testing and you don't know what LTO will require one day haha.
• Have a copy of everything you submitted. There's usually a photocopier within LTO.
• Bring water and snacks cos you don't know how long you'll wait.
• Bring cash cos you don't know if they accept card or GCash hehe
• No to fixers. You can do this. It's so easy.
• Wear smart casual? Don't wear shorts or slippers just in case someone tells you you're not allowed inside and you don't wanna argue haha.
• Come early in the morning if you don't want to wait long
• You don't have to personally do it. You can ask someone else to do it, just get all the requirements ready. My car is registered under my dad's name and I pretty much did this for him. Does that make me a fixer? I didn't do anything illegal though. Fixers don't just assist you, they fast track your application in suspicious ways. So beware.
• Make sure to double check your requirements and ask if it's complete. I saw some people in line at the payment who were asked to come back with their CTPL and CEC and it's weird because no one told them early on. I mean they should know for sure, but it's weird cos the staff who collected our papers were sifting through each page before giving us some sort of transaction slip so I thought he was checking. Apparently not.
Guess that's it! Hope this helps!
Got any questions? Comment section is open, feel free!
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FAQs
How much is the renewal of car registration in the Philippines 2022? ›
The fees would be the same as when you registered your vehicle for the first time with the additional renewal fee of around PHP 400.
How much is the renewal of motorcycle registration in the Philippines 2022? ›For starters, the motorcycle registration fee is ₱240 (₱300 if it has a sidecar).
How much is the fine for expired registration in the Philippines? ›I.
Penalties due to expired or late car registration can range from Php 2,000 to a whopping Php 10,000 with a possibility of getting your car impounded.
Penalties are calculated at 10% of the annual licencing fees per month, according to the RTMC, and they also run the risk of receiving traffic fines of up to R1000 if stopped by traffic officers while operating an unlicensed motor vehicle on a public road.
How long does LTO motor registration take? ›After the purchase date (Day 1), the dealership has 2-3 days to complete the processing of requirements needed by the LTO to register the vehicle. After 1-2 days have been allotted to process the sales reporting and the initial registration of the brand-new unit.
Can I drive my motorcycle with expired registration Philippines? ›However, if your registration is invalid or expired, you will be fined a whopping Php10,000 if you are caught by an LTO personnel. Plus, if your motorcycle has been unregistered for 1 month, then your license will be confiscated and your vehicle impounded.
Can I use my motorcycle while waiting for registration? ›It is an offence to drive a vehicle without an OR/CR so we advise you not to ride your motorcycle if it is not registered.
Can I drive to LTO with expired registration? ›Driving with an expired or late car registration can make you face a fine at around Php 2,000 to an enormous Php 10,000, or even worse-getting car impoundment.
How much is the penalty for 3 years late registration of car? ›So, to answer your question, if you haven't registered your car in three years and you're caught on the road, you will lose your car, have to pay the P10,000 fine, and the additional penalties to register your vehicle.
How many years LTO registration expired? ›You're probably wondering, “When to renew car registration?” Your initial LTO car registration is valid only for three years. Once it expires, you need to renew on schedule to avoid a weekly fine of ₱200. For a month's delay in payment, the fine will be 50% of the Motor Vehicle User's Charge (MVUC).
How much is the penalty for late registration of vehicle 2022? ›
The LTO charges a ₱100 weekly fine for late registration. If the delay lasts many months but not longer than a year, the fine will be equal to 50% of the MVUC. If you are late beyond 12 months without apprehension for LTO violations, you will pay an additional fee of 50% of the MVUC rate plus the renewal amount.
How do I renew my car registration online? ›- Download the “Dubai Drive” app.
- Launch the app.
- Head to the “RTA Services” section to initiate the online registration process.
- Select “My Vehicles” on the dashboard, followed by “Renew Vehicles.”
- Select delivery method and date, city, address and contact details.
- Pay the fees by credit card.
LTO Online Plate Number Verification
As of November 2022, there are NO LEGITIMATE WAYS to verify your vehicle registration. Therefore, any website that offers FREE ONLINE PLATE VERIFICATION is DANGEROUS, and it's encouraged to avoid using them.
Penalties: In case of non-registration and the violation has exceeded one month, the motor vehicle shall be impounded and shall be released only upon its valid registration and payment of appropriate fines and penalties.
How do I register my car without papers? ›Go to your nearest registering authority and bring along your identity document and complete the DRC (Application for Duplicate Registration/Deregistration Certificate in respect of Motor Vehicle) and form DCT (Declaration in respect of Lost Documents). Bear in mind that only a title holder can request a duplicate.
How do I check my motor vehicle registration? ›Visit the web portalclick on e-services. Under motor vehicle, click on search and certification. Capture applicants TIN, if available, details will be auto populated in grey, or select No if you do not have a TIN and fill in the applicant details.
How do I get a certificate of registration for LTO? ›- Proceed to the transaction counters and submit all the required documents to the Evaluator for evaluation and computation of fees.
- Actual inspection of motor vehicles with duly accomplished MVIR.
- Proceed to the Cashier when your name is called for the necessary fees and obtain an Official Receipt (OR).
Sample of LTO- issued Official Receipt (OR) Certificate of Registration (CR) is also a document issued by the Land Transportation Office but it confirms your ownership (the owner's full name and address) towards the vehicle.
How much is the penalty for unregistered motorcycle Philippines? ›A fine of Php10,000 will be imposed on you if you are caught by an LTO officer violating the registration law if your registration is invalid or expired. Additionally, if you do not register your motorcycle within a month of becoming illegal, you will lose your license, and your vehicle will be impounded.
Is LTO registration extended for motorcycle? ›LTO extends vehicle registration for plates ending “4”
The LTO has some good news because they just extended vehicle registration until May 31, 2022.
How much is the penalty for 5 years late registration of motorcycle? ›
Got late in your motorcycle registration renewal? Driving an unregistered motor vehicle carries with it a fine of P3,000 if apprehended by Metropolitan Manila Development Authority (MMDA) officers and P10,000 if by LTO traffic personnel.
Can I drive without Orcr? ›Additionally, this allows you to use your car on public roads for up to seven days before receiving your OR/CR. You won't be able to legally drive your car if the seller does not provide you with your CR within seven days.
How many years is the validity of motorcycle registration Philippines? ›How many years is the validity of motorcycle registration in the Philippines? The registration validity lasts one year, meaning every motorbike owner must renew it yearly to avoid the penalty of expired motorcycle registration.
How much is the payment for LTO renewal? ›One day to one year – P50. One year and one day to two years – P100. More than two years – P150.
How much is the motor registration renewal in Philippines? ›LTO Motorcycle Registration Renewal Fee In 2021
A vehicle with GVW (gross vehicle weight) equal to or less than 4.500 kgs: PHP 90.00. Vehicle with GVW more than 4.500 kgs: PHP 115.00.
Registration Fee - 0.25% of the selling price, or zonal value or fair market value, which ever is higher. Incidental and miscellaneous expenses incurred during the registration process.
What do I need to renew my LTO 2022? ›- Duly accomplished Application for Permits and Licenses (APL) Form.
- Electronically transmitted medical certificate from LTO accredited medical clinic. Submission of one (1) photocopy and presentation of original medical certificate.
- Presentation of original delinquent Driver's/Conductor's License.
Register for an account in the LTO online portal. Fill out the necessary details, verify your account, and pay the fees online.
How many months can I renew my LTO license? ›You may apply for license renewal at least 1 month before the expiration but not more than two (2) years after the expiration date. Current Non-Professional (NPDL) / Professional (PDL) Driver's License / Conductor's License (CL) due to expire or expired but NOT more than two (2) years.
How much it cost to transfer land title in the Philippines? ›Average Title transfer service fee is ₱20,000 for properties within Metro Manila and ₱30,000 for properties outside of Metro Manila. The rate typically includes payment for the food & gas of the person doing the transferring.
How much is register of deeds fees for transfer of title Philippines? ›
The registration charge is 0.25 percent of the selling price, zone value, or fair market value, whichever is higher. The selling price, zonal value, or fair market value, whichever is larger, is taxed at 0.5 percent (in the provinces) or 0.75 percent (in Metro Manila).
How much is 0605 registration fee? ›What is a BIR Form 0605? This form needs to be accomplished every time a taxpayer pays taxes and fees which do not require the use of a tax return. One of which is BIR's upcoming Annual BIR Registration for new business or renewals. Taxpayers are required to pay 500 PHP for the fee.
How many times can you take the LTO renewal exam? ›If you flunk on your second attempt, you can't retake the exam and apply for a driver's license within a year. Meanwhile, if you fail to pass the LTO exams on the third try, you'll have to wait for two years before you're allowed to retake the test and re-apply for a license.
How much does a 2022 license cost? ›The medical examination for a non-professional driver's license can cost around PHP 200 to PHP 300 while the cost for the driving test fee starts at PHP 400. The license and application fee would be around PHP 820.
Do you need appointment for LTO renewal? ›Before you head to an LTO office to process your pro or non-pro license, it is best to book an appointment online to lessen the hassle of standing in long lines.